How to Change Debit Card Pin Online/Offline?


Changing your personalised debit card PIN is an important step in ensuring the security of your bank account. Whether you want to change your PIN online or offline, the process is relatively simple. This article will take a closer look at the step-by-step process of changing your debit card PIN both online and offline. So, whether you are tech-savvy or prefer the traditional way of banking, we have got you covered.

Changing ATM PIN through ATM

If you are thinking of changing your ATM PIN through an ATM, the process is relatively simple and can be done without hassle. 

First, insert your ATM card into the machine and log in to your account. Once you have successfully logged in, navigate to the ‘Change/Reset PIN’ option, which should be available within the menu. From there, you’ll be asked to enter your existing ATM PIN. After entering your current PIN, you will be prompted to enter the new PIN you want to use moving forward.

To ensure the security of your account, an OTP will be sent to the mobile number registered with your bank account. Simply enter this OTP when prompted, and your new PIN will be set. It’s a quick and easy way to safeguard your account and protect yourself from any unauthorised access.

It’s also important to note that you can always contact the bank’s customer care department if you encounter any issues or have questions about the process. For example – when you face a Kotak debit card PIN generation issue, you can reach out to Kotak customer care and get the solution.

Online method to reset a debit PIN

If you’re wondering how to change your ATM PIN through net banking, it’s quite simple and can be done on the bank’s website or mobile app. However, you need to have your net banking activated for your bank account before you can proceed with the following steps:

  • Log into your net banking site or app and go to the ‘Change/Reset PIN’ section.
  • You will be asked to enter the existing old PIN. Then, enter the new PIN and re-enter it to confirm if asked.
  • An OTP will be sent to the registered mobile number. Enter the OTP to confirm that it is you who is changing or resetting the ATM PIN.
  • Once completed, you will be notified of a successful ATM card PIN change.

It’s important to keep your ATM PIN safe and secure at all times. Changing it regularly can help prevent fraud and unauthorised access to your bank account.

Things to look for while changing a debit PIN!

When changing your debit card PIN, it is crucial to take certain precautions to ensure the security of your account. To begin with, it is recommended that you choose a safe and secure location to change your PIN, whether through an ATM or online. Ensure you are in a private and secure space where no one can see what you are doing or overhear your conversation.

When choosing a new PIN, ensure you select a unique and hard-to-guess combination of numbers. Avoid using obvious numbers such as your birth date or phone number, as these are easily guessable and could potentially put your account at risk. A good practice is to choose a random combination of numbers not associated with personal information.

Lastly, it is important to never share your PIN with anyone, including bank employees or family members. Your PIN is a confidential piece of information that should be kept private at all times. If someone else knows your card details and PIN, they may try to access your account and carry out unauthorised transactions. However, with mobile OTP, it has become difficult. 

By following these suggestions, you can protect yourself from any potential fraud or unauthorised access to your account. Remember that your personalised debit card is linked to your bank account, so it is crucial to take all necessary measures to keep it secure.


Changing your debit card PIN is an essential step in safeguarding your bank account against fraud and unauthorised access. Regardless of whether you prefer to change your PIN through an ATM or online, the process is simple and can be completed in just a few steps. 

Be sure to follow the recommended safety measures when changing your PIN, such as choosing a unique combination of numbers and keeping your PIN private. By taking these measures, you can ensure your bank account remains secure and protected at all times.